Financial Planning Services
Our Services
1
College Financial Aid & Funding Strategies
Learn how to maximize your family’s eligibility for financial aid and make informed decisions about college affordability.
You’ll discover:
-
How need-based and merit-based aid differ — and how to qualify for both
-
Federal loan programs, tax incentives, and scholarship coordination
-
Budgeting and savings strategies that help reduce the financial burden of college
-
Ways to integrate all available resources into a single, organized plan
2
Financial Reengineering & College Funding Plan
This personalized session helps align your college goals with your broader financial picture.
You’ll explore:
-
How to balance short- and long-term financial priorities
-
The projected impact of college costs on retirement and savings
-
Effective cash flow management strategies to maintain financial clarity.
3
College Aid & Funding Analysis
In this detailed assessment, June Wang Scortino will evaluate your family’s financial information and generate a comprehensive Student Aid Index (SAI) report—used by colleges to assess aid eligibility.
Your report will include:
-
SAI estimates under both Federal and Institutional Methodologies
-
Income and asset contribution analysis
-
Customized funding strategies to potentially improve aid eligibility
-
Budget projections to understand what your family can afford and how to pay efficiently
This analysis provides a foundation for informed decision-making as your child approaches college, allowing you to adjust plans as costs and priorities evolve.
🎓 A Dynamic Way to Plan for College Costs
Obtaining a college degree remains one of the most important steps toward long-term economic success. However, with tuition and related expenses at record highs, many families struggle to fund education efficiently.
The College Planning Services program from LPL Enterprises helps parents understand and coordinate all aspects of college financing — including college funding strategies, tax incentives, and savings strategies — into one cohesive plan designed to preserve overall financial clarity.
Useful Resources
Financial aid applications play a crucial role in helping families manage the cost of college. Generally, public colleges require only the Free for Federal Student Aid (FAFSA), while many private institutions ask for both the FAFSA and the CSS Profile. Understanding these requirements is for parents to ensure their children receive the financial support they need for higher education. By completing these, families can access various funding options, grants, loans, and scholarships.
The Student Aid Index (SAI)—formerly known as the Expected Family Contribution (EFC)—is a key component in determining financial aid eligibility. By completing the Free Application for Federal Student Aid (FAFSA), families receive an official SAI used by colleges to calculate need-based aid.
FAFSA
U.S. Department of Education
Net Price Calculator Center
2026–27 FAFSA® Form Now Available!
​
Calculate costs after receiving financial aid offers
CSS PROFILE
Apply with CSS Profile
Each year CSS Profile unlocks access to more than $14 billion in nonfederal aid to thousands of students.
​
Information for Parents
Learn more about completing the CSS Profile as a parent and creating an account as a divorced, separated, or noncustodial parent.
​
College Funding Strategies
Common Mistakes
Sections and questions will be marked as to whether they are about the student or the parent. However, one of the most common mistakes parents make is to answer “Student Status” questions for themselves and not for their student. Most high school seniors will not have legal dependents they support, nor will they be veterans.
Noncustodial Parent Accounts
Most common: If you are a noncustodial parent, you will need to create a College Board student account using your (the parent's) information.
​
Other Parent Accounts
If you are the primary parent and do not want to share financial information on your student's account, you may create a separate College Board student account using your (the parent's) information.
College Planning Overview
Fee: $1,500 (one-time)
Format: private consultation
Facilitator: June Wang Scortino, Financial Planner & Education Consultant
Eligibility: Parents only
Meet Your Planner: June Wang Scortino
With extensive experience in both financial planning and education consulting, June combines her knowledge of college admissions and financial strategy to guide families through every step of the funding process.
Her personalized approach helps parents create college financing plans that align with their long-term financial goals.
​​​​​​Disclosures & Important Information
-
College Planning Services are educational in nature and do not guarantee college admission or financial aid.
-
Results vary based on individual financial circumstances, institutional policies, and federal or state regulations.
-
Tax and legal advice are not provided. Clients should consult their tax or legal advisor regarding their specific situation.
-
Services are provided through LPL Enterprises, with financial planning services offered by June Wang Scortino, a licensed financial professional and education consultant.
​
